• If the ISA performs well you may be able to pay off your mortgage early or enjoy a lump sum at the end of the repayment period, in addition to paying off your mortgage.
  
  
• ISAs are potentially tax efficient, particulary for higher rate taxpayers.
  
  
• An ISA can be selected to suit your circumstances and risk profile.

• Your debt remains constant throughout the mortgage period.
  
  
• You have no guarantee that you will have sufficient funds to pay off the mortgage at the end of the repayment period, as the ISA could perform below expectations. (By monitoring your ISA's performance, you could make additional contributions during the repayment period if you felt the underlying fund was under performing.)

Latest Mortgages News

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12:42 PM NY AG Sues BofA, Wells Fargo, JPMorgan Chase over Mortgage Fraud - JDJournal.com Los Angeles Times NY AG Sues BofA, Wells Fargo, JPMorgan Chase over Mortgage Fraud JDJournal.com New York Attorney General Eric Schneiderman has filed a suit against Bank of America, JP Morgan Chase and Wells Fargo over their abuse of a private database, MERS, in handling mortgages. The suit claims that this led to several wrongful foreclosures. New York Sues 3 Big Banks Over Mortgage DatabaseNew York Times JPMorgan, BofA Sued by New York Over Use of Mortgage DatabaseBusinessWeek NY's Schneiderman sues banks in foreclosure effortWall Street Journal Reuters -Los Angeles Times -USA TODAY all 355 news articles » 02/04/2012

11:37 AM Yorkshire BS cuts rates on 90% LTV mortgage range - MyFinances.co.uk Finance Markets Yorkshire BS cuts rates on 90% LTV mortgage range MyFinances.co.uk Coventry Building Society has launched a new range of five-year fixed rate mortgage deals for first-time buyers, buy-to-let investors and homeowners looking to remortgage. Yorkshire Building Society is offering a helping hand to would-be property ... Money Insider: Chelsea ramps up mortgage battle for supremacyThe Independent Refinancing: Time to Act?Wall Street Journal Chelsea's five-year fixed-rate mortgageFinancial Times Finance Markets -BusinessWeek -ScrippsNews all 367 news articles » 02/04/2012

10:54 AM Full mortgage relief 'not paid' - Irish Times Irish Times Full mortgage relief 'not paid' Irish Times The failure of the Revenue Commissioners and the main banks to co-ordinate their computer systems in time has left hundreds of thousands of young mortgage holders paying more than they should for their loans. The failure of the Revenue Commissioners ... and more » 02/04/2012

11:16 PM Regulator: Freddie Ceased Mortgage Transactions 'On Its Own' - Wall Street Journal (blog) Fox News Regulator: Freddie Ceased Mortgage Transactions 'On Its Own' Wall Street Journal (blog) By Alan Zibel and Nick Timiraos Freddie Mac stopped investing in certain mortgage derivatives last spring amid a weak market for such transactions, the firm's federal regulator said on Friday, as an uproar continued on Capitol Hill about the ... Senator Demands Answers from Freddie Mac's RegulatorNPR (blog) Attorney General Martha Coakley tells Fannie Mae and Freddie Mac to reduce ...Boston.com DeMarco "Completely Puzzled" Over Derivatives FlapForbes The Spokesman Review -FlaglerLive.com -CounterPunch all 413 news articles » 02/03/2012

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