• Pension contributions benefit from up to 40% tax relief for higher rate tax payers.

• Your debt remains constant throughout the mortgage period.
  
  
• You have no guarantee that you will have sufficient funds to pay off the mortgage at the end of the repayment period, as the pension fund could perform below expectations. (By monitoring your pension fund's performance, you could make additional contributions during the repayment period if you felt it was under performing.)
  
  
• The lump sum cannot be used for other purposes. You therefore need to ensure that your level of pension contributions are sufficient enough to maintain your required standard of living during retirement.
  
  
• The mortgage period may be longer than 25 years, depending on your age. You will still need to meet interest rate payments throughout this period.
  
  
• The tax situation regarding pensions is open to unforseable changes.

Latest Mortgages News

12:59 AM Interest rates on popular mortgage deals at 6-year low - Times Online The Guardian Interest rates on popular mortgage deals at 6-year low Times Online Homeowners who are able to secure a new mortgage are benefitting from the lowest interest rates in more than six years, Bank of England figures show. ... Fixed-rate mortgage? Homeowners should consider all alternativesThe Guardian Interest on fixed rate loans dropsThe Press Association CPR on MortgagesRussia Profile Telegraph.co.uk -Subprime Blogger (blog) -The Northern Echo all 66 news articles » 01/01/1970

12:59 AM SCANDAL OF BANKS BAILED OUT BY TAXPAYER REFUSING TO OFFER CHEAP MORTGAGES - UK Express SCANDAL OF BANKS BAILED OUT BY TAXPAYER REFUSING TO OFFER CHEAP MORTGAGES UK Express “They only survived thanks to billions of pounds of taxpayers' cash, they are hitting the public in the pocket a second time by hiking up mortgage rates, ... Mortgage market opens up as higher LTV deals returnCitywire.co.uk Savings rates tumbling to fund mortgage cutsMortgage Solutions Mortgages: Bailed-out banks more expensiveCreditChoices.co.uk BBC News -Your Mortgage -The Press Association all 28 news articles » 01/01/1970

12:59 AM Commercial delinquency lower than other mortgages - The Associated Press DSNews.com Commercial delinquency lower than other mortgages The Associated Press WASHINGTON — Commercial mortgages were among the best-performing loans and leases held by banks and thrifts in the fourth quarter of last year, the Mortgage ... Commercial and Multifamily Mortgages Outperforming Overall Bank HoldingsMortgageNewsDaily.com Commercial Mortgages Performing Better than Other Loans: MBADSNews.com Low Charge-Off Rates in Commercial Mortgages Despite Rising DelinquenciesHousing Wire all 75 news articles » 01/01/1970

12:59 AM Mortgage bond spreads at record low - Financial Times New York Times Mortgage bond spreads at record low Financial Times The risk premium on Fannie Mae and Freddie Mac mortgage bonds has dropped to a record low even though the Federal Reserve is ... TCW Returns to Mortgage Bonds It Sold After DeclinesBusinessWeek Fannie Mortgage Bond Spreads Shrink to RecordAtlantic Online (blog) Let's Be Frank About Fannie and FreddieMinyanville.com Housing Wire -BusinessWeek all 38 news articles » 01/01/1970

12:59 AM BAA keeps roof on with mortgages - Telegraph.co.uk BAA keeps roof on with mortgages Telegraph.co.uk Cash-strapped airports operator BAA has been forced to mortgage 39 houses near Stansted airport, many of which it is planning to ... and more » 01/01/1970

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