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Remortgages and Remortgaging property Remortgaging is the act of moving your mortgage to a new lender or changing to a new mortgage with your current lender, without moving home. The full range of mortgage types are available for remortgaging, including variable, fixed rate, discount, capped and flexible mortgages. Those mortgages targetted at the first time buyer will not be available to those wanting to remortgage. A common reason for remortgaging is to take advantage of the fierce competition in the mortgage market and obtain a more competitive interest rate. Mortgage lenders are so keen to get your business that they will often offer deals that result in them losing money in the short term just to get you on board as a new customer. They then aim to make a profit from you over the long term. Some of the more common reasons for remortging include:
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